Lake Manawa Kia's First Time Buyer Program

First Time Car Buyer? No Problem Lake Manawa Kia has a solution!

Lake Manawa Kia is always looking for new ways to improve and our First Time Buyer Program is just many of the reasons we stay one step above the competition! If your looking to build credit or just starting out there's no better way then with a Automotive secured loan/credit tradeline. If You thought Car buying was impossible come down today and see why it pays to cross the bridge or make the drive to Lake Manawa Kia! Our Knowledgable and friendly Sales staff will help find the right car at a price you can afford! Lake Manawa Kia is always excelling in great customer satisfaction and service, don't just take our word for it, look at what our customers have to say (To see our reviews click here) Ask your Sales Representative for more details about this amazing program or request information online. (Click Here To Request More Information)

Program Parameters
 * First automotive secured loan or car credit transaction. First Time Buyer means applicant has no previous automotive secured loan/credit tradeline on his/her credit report.
* Minimum six months on current job or qualified co-buyer.
* Up to 100% advance.
* Up to 72 months maximum term.
* As low as 0 down.
 Credit Requirements
 * No Adverse credit history. No bankruptcies, foreclosures, repossessions, collection accounts, charge-offs, tax liens, judgments, or any other delinquent credit.
* Verifiable (paystub, W-2, etc.) monthly income sufficient to cover vehicle payment, ordinary living expenses, and all currently outstanding dept, if any.
* Payment to applicant's gross income ratio of 50% or less. Total monthly dept includes, if applicable: monthly vehicle payment, monthly rent or mortgage payments, other monthly payment obligations (installment loans, revolving loans, alimony or support payment, etc).
* Subject to additional KMF credit guidelines.
 Eligible Vehicles
 * New and untitled 2011 and 2010 Forte, Forte Koup, Soul and Rio vehicles, including demonstrators and Service Loaner vehicles less than 6,000 miles.

Have a look at our New Kia inventory. We pride ourselves in keeping a full line of New Kia's for you to choose from! Lake Manawa Kia has many great offers to show you. While you're here, take a look at our New Kia Specials (Click Here For Specials).121769|3746

DEALER INFORMATION

Lake Manawa Kia
920 32nd Avenue
Council Bluffs, IA 51501
Phone: (402) 575-9551
Parts: (402) 884-9137 Service: (402) 884-9135 Accessories Dept: (402) 718-9261 Finance Dept: (402) 951-9286 Bargain Center: (402) 403-3015 Buy Here Pay Here: (402) 718-9264 Driving Directions & Map

Sales Hours

Mon: 8:30a - 9:00p
Tues: 8:30a - 9:00p
Wed: 8:30a - 9:00p
Thurs: 8:30a - 9:00p
Fri: 8:30a - 9:00p
Sat: 8:30a - 7:00p
Sun: Closed

Service Hours

Mon: 7:00a - 6:00p
Tues: 7:00a - 6:00p
Wed: 7:00a - 6:00p
Thurs: 7:00a - 6:00p
Fri: 7:00a - 6:00p
Sat: 8:00a - 12:00p
Sun: Closed

Parts Hours

Mon: 7:30a - 5:30p
Tues: 7:30a - 5:30p
Wed: 7:30a - 5:30p
Thurs: 7:30a - 5:30p
Fri: 7:30a - 5:30p
Sat: 8:00a - 12:00p
Sun: Closed